At the end of 2025, the Single Resolution Fund (SRF) remained at its target level. For this reason, no contributions to the SRF will be collected from banks in 2026 unless there are significant changes during the year, for example due to a need to use the Fund’s resources in a resolution situation.
The Single Resolution Board (SRB), which manages the Fund, published its annual assessment of the Fund’s target level on 13 February 2026. This target level is at least 1% of covered deposits in banks authorised in all participating Member States.
The SRF achieved its statutory target level in 2023. At the end of 2025, the SRF amounted to approximately EUR 81 billion, exceeding its target level. The next date for examining the achievement of the target level will be in early 2027.
Since 2016, the SRF has been accrued through contributions from banks and the proceeds collected from invested assets. The fund can be used in the resolution of an institution after all other financing methods have been exhausted. The fund is designed to improve the effectiveness of resolution tools and ensure that the costs of failing banks are not borne by taxpayers.
More information: Erika Aunio, Resolution Expert, email: vakausmaksut(at)rvv.fi.
SRB's press release: For the third year, the SRB will not impose Single Resolution Fund levies
Further information on resolution funds is available on the FFSA website.
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