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DEPOSIT GUARANTEE

Deposit guarantee covers funds on a depositor's deposit account rapidly in the event of default by a deposit bank. On these pages you will find information on what the deposit guarantee scheme is, what it covers, how it works and how a depositor should act in a compensation event.

See Chart: This is how deposit protection works in Finland

Deposit guarantee schemes have been harmonised in key respects across the EU member states. Deposit guarantee is regulated by the EU Deposit Guarantee Directive, which was implemented as part of domestic legislation by the Act on the Financial Stability Authority.